Off-Road Vehicle Insurance with Dial Direct

With the active outdoor lifestyle that we as South Africans are so fond of, it is no wonder that so many people own and enjoy off-road vehicles. However, part of owning an off-road vehicle and using it to its full potential is ensuring that it is comprehensively insured in the case of damage or theft.

And this is where Dial Direct Insurance comes in with its Off-road Comprehensive Insurance policy. When you take out this insurance policy, you get to choose the 'type of use' for your off-road vehicle as specified on the schedule that should accompany your policy.

Your off-road vehicle will then be comprehensively insured by Dial Direct in the event it is stolen or damaged, and will pay out a maximum of the vehicle's retail value. However, be aware that in the case of a stolen off-road vehicle, Dial Direct can take up to four weeks to pay out on a claim from the time the theft was reported to Dial Direct.

If the off-road vehicle in question was financed, Dial Direct Insurance will settle with the finance company first. It is important to note that Dial Direct will not be liable for any money or inconvenience incurred should repairs to an off-road vehicle be delayed due to lack of parts.

In terms of the towing and storage of your off-road vehicle, Dial Direct Insurance will cover the cheaper option between either storing the vehicle or towing it to the nearest repairer. This is only provided, of course, that you first contact the Dial Direct Towline and make use of the company's appointed towing operator.